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Harriet Pena

 

"I love my work because I love the people"

 

 

 

 

 

harriet.pena@encompass.com

201-192-1920

State Licenses

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Quisque convallis tellus nec justo pharetra bibendum. Donec nec leo tincidunt metus finibus porttitor. In felis nunc, tincidunt in egestas maximus, sodales sed erat. Nullam sit amet ex sodales, varius leo sit amet, facilisis arcu. Vivamus ac sem laoreet, varius tellus sed, rhoncus massa. Proin feugiat nec metus a euismod. Pellentesque aliquam tincidunt congue. Donec nec leovarius leo sit amet, facilisis arcu tincidunt metus finibus. Connvallis tellus nec justo pharetra bibendum. Donec nec leo tincidunt metus finibus porttitor. In felis nunc, tincidunt in egestas maximus, sodales sed erat. Nullam sit amet ex sodales, varius leo sit amet, facilisis arcu. Vivamus ac sem laoreet, varius tellus sed, rhoncus massa. Proin feugiat nec metus a euismod. Pellentesque aliquam tincidunt congue. Quisque felis massa, tincidunt ut erat nec, finibus iaculis sapien. Quisque convallis tellus nec justo pharetra bibendum. Donec nec leo tincidunt metus finibus porttitor. In felis nunc, tincidunt in egestas maximus, sodales sed erat. Nullam sit amet ex sodales, varius leo sit amet, facilisis arcu.

In felis nunc, tincidunt in egestas maximus, sodales sed erat. Nullam sit amet ex sodales, varius leo sit amet, facilisis arcu. Vivamus ac sem laoreet, varius tellus sed, rhoncus massa. Proin feugiat nec metus a euismod. Pellentesque aliquam tincidunt congue. Quisque felis massa, tincidunt ut erat nec, finibus iaculis sapien. Quisque convallis tellus nec justo pharetra bibendum. Donec nec leo tincidunt metus finibus porttitor. In felis nunc, tincidunt in egestas maximus, sodales sed erat. Nullam sit amet ex sodales, varius leo sit amet, facilisis arcu.

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

First Citizens Bank provides banking services in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia. The information contained in this server is not intended as an offer or solicitation of banking services to customers in any state in which the offering, solicitation, or providing of such services is prohibited by federal law or the laws of the state of the customer’s residence. Any loans made to parties outside Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia as a result of the information contained herein shall be approved in and disbursed from First Citizens Bank’s branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington or West Virginia. As used below, "you" refers to the user of this website, whether or not a customer of First Citizens Bank. "We" refers to First Citizens Bank.

17 Street, Suite 200 Denver, Colorado 80222

802-102-1023    |    info@encompassmortgage.com

NMLS     |     FAIR LENDER     |     FAIR HOUSING

First Citizens Bank provides banking services in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia. The information contained in this server is not intended as an offer or solicitation of banking services to customers in any state in which the offering, solicitation, or providing of such services is prohibited by federal law or the laws of the state of the customer’s residence. Any loans made to parties outside Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia as a result of the information contained herein shall be approved in and disbursed from First Citizens Bank’s branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington or West Virginia. As used below, "you" refers to the user of this website, whether or not a customer of First Citizens Bank. "We" refers to First Citizens Bank.